Home Caravan Insurance

If you are one of the lucky ones that have the luxury of owning their own caravan which to spend a great deal of the summer in then you will be able to come and go as you please. However when taking out insurance there could be a very find line as to whether you should insure your caravan under general static caravan insurance or whether you would need to take permanent park home caravan insurance.

Your caravan could be insured under static caravan insurance if you only live in it for so many months out of the year and the amount of time that applied could vary with providers. This would apply for instance if you took holidays for a few months or so each year or just took holidays a couple of weeks out of the year. Should you live in your caravan over the period stated by the provider then you would need to take out what is called park home insurance.

If you need information and advice over which type of home caravan insurance would be the most suitable then you could choose a specialist provider to take your insurance out with. They would provide you with the information that you need to decide which type of insurance would be the best choice for your needs. Not having the correct type of insurance could lead to you being unable to claim on your policy if the need should arise.