Insurance for Static Caravans
If you have a static caravan then you want to take out specific insurance for static caravans. If you want to park your caravan on a reputable site then the site manager will usually insist that you have at least liability insurance. This would allow anyone who became injured as the result of a fault on your caravan then they would be able to claim on your insurance for medical costs.
However there are also many more factors to be taken into account. For instance if you let out your caravan to others then you would want to take into account a loss of rental income if your caravan should become damaged to the point where you could not let it out. If this happens during the summer months you could lose out on a great deal of rental income. If you were covered in your policy then you could claim so much of the loss back.
You also have to take account you would have to replace any items that were broken, damaged or stolen. This could include such as awnings and refrigerator. Of course any items in your caravan can be included in the insurance. You would take an inventory and then insure for this amount. In the event that you were to lose everything in the caravan say as the result of a fire you can then claim on the insurance. Some insurance companies would pay out new for old on your insurance for static caravans and others might take depreciation into account so this would have to be checked at the time of taking out the insurance.
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