Keep caravan insurance costs down without sacrificing quality
There’s no getting away from it—our purse strings are considerably tighter now than they were a few years ago, and more of us are feeling the pinch than ever before. That means a lot of people are looking for ways to save some cash, and if you’ve got a caravan then finding ways to keep caravan insurance costs down would be ideal. Better yet, if you do it properly you won’t even have to sacrifice quality.
The first thing you need to do is take a cold, hard look at any optional extras currently included in your policy. Things like breakdown assistance and contents cover will always be worthwhile as you could save a fortune in the long run, but paying for things like long-term awning cover and protection for additional pieces of equipment might end up costing more than the individual items are worth. It’s important to be realistic yet calculated, and if you remove a few added extras you could be surprised at the difference to your premiums.
Another top tip is to increase your voluntary excess. If insurance companies won’t have to pay out so much in the event of a claim they’ll often be more than willing to reduce your premiums accordingly, and as long as you make sure to keep it realistic it could be a great way to see more cash in your pocket. Investing in appropriate security devices is another way to keep costs down—it may mean you have to spend money initially but with many insurers offering great discounts for additional security devices you could save a fortune in the long run, not to mention the fact that it’ll reduce the likelihood of your pride and joy (or its contents) being stolen or damaged in any way, so taking the plunge with a few high-tech pieces of equipment is always worth considering.
At the end of the day, it’s all about striking the right balance. You want to make sure you’re getting a decent level of cover at a price you can afford, and one of the best ways to achieve that is to thoroughly compare all the options. It’s only by performing comparisons that you can hope to know whether or not you’ve got the best deal, and using our price comparison tool would be a fantastic way to get access to all the best policies. Take a look around to see how simple it can be, and you could soon have a way to keep caravan insurance costs down whilst getting a fantastic level of cover in the process.
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