Compare static caravan insurance from our panel of leading specialist insurers and brokers. Caravan Quoter is dedicated to providing the best insurance for static caravans from a wide range of insurers in a few easy steps.
- Compare static caravan insurance with our panel of specialist providers and benefit from their professional knowledge gained over many years of providing static caravan insurance.
- With a panel of leading UK specialist insurers and brokers, our aim is to provide the most competitively priced policies within the UK static caravan market.
- Our fast and easy to use quote process displays a number of market leading prices from some of the top UK static caravan insurers – all in one place. Complete a quotation and buy online today!
More About Static Caravan Insurance
When taking out static caravan insurance, as with any other form of insurance, it is important to know precisely what you require and to compare a number of different quotes. This will ensure you get the best cover at the best possible price. For example, if you are considering renting out your static caravan, check to see if rental loss will be covered should the caravan be damaged. You could stand to lose a great deal of rental income unless you can make a claim for it on your static caravan insurance policy.
What’s covered?
It is also vital to find out exactly what contents are covered within your caravan park home insurance quote. It may be that certain items such as jewellery, laptops, cameras and camcorders are excluded. If there is ‘new for old’ protection provided, then any items that are damaged or stolen will be replaced as new. However, there may be limits and exclusions, so check all these facts thoroughly before taking out any static caravan policy as they can vary considerably between companies.
Some static caravan insurance policies may allow you to insure for ‘agreed values’. If you have carried out major improvements to your static caravan then this could be beneficial as it may now be worth far more than a standard model. If you have opted for agreed values then your caravan will be valued and this will determine the approximate sum of money that you would receive in the event of a claim.
Extreme weather cover?
Another important point to check out is whether or not your static caravan insurance offers cover for storm damage such as lightning, falling trees or branches. Flooding of the site where your caravan is situated is another insurance consideration as is cover for winter frost damage to plumbing installations.
Ways to save on your premium
Fortunately, there are many ways that you can save money on your static caravan insurance. The safer your caravan is seen to be then the more savings you could make on the insurance premium. Fitting smoke alarms will help reduce the sum as will installing a burglar alarm as a deterrent to thieves. Another significant saving can be made by offering to pay a higher excess than the minimum amount your insurance company requests (excess is the amount of money you agree to pay towards the cost of any claim before the insurance provides the balance). However, always remember that while this will reduce the cost of the premium, you must bear the cost of this lump sum yourself should you make a claim on the insurance.
The cheapest insurance is not necessarily going to give you the best cover, so be sure to read the small print when making comparisons. It isn’t easy choosing the correct static caravan insurance policy, therefore here at caravanquoter.co.uk we aim to compare the best prices for you!
