Static Caravan Insurances

There are two different types of caravan insurance, you could take out touring insurance or you might have to consider one of the many static caravan insurances that are out there if you have a static caravan. When taking out static insurance for your caravan the insurance policy would cover a wide range of things with some providers adding in more benefits and features than others and so these should be compared along with the cost of the policy.

Generally your static insurance would provide protection against fire, theft, and storm and water damage. It could also provide you with protection for any patio, decking and fencing you have around your static caravan but you would have to check with the provider as some will ask that you pay more and will limit your claim to the actual contents of the caravan itself. When it comes to the contents check to find out what is included. Usually you could claim for your personal belongings, the contents of your fridge and such things as steps and awnings.

However there would be limits on the total amount you could claim so this would have to be checked.

When comparing static caravan insurances you would have to check whether the policy paid out new for old or if wear and tear would be taken into account. If your provider paid out to replace your items as brand new then you would pay more for the premiums each month. As you can see what you get for your money can differ substantially so along with checking the cost of the insurance you would also have to compare the benefits and payouts on the cover.