Static Caravans Insurance

When taking out static caravans insurance there are many difference to taking out a policy for a touring caravan. For one you do not have the risk of your caravan being damaged on the road and the possibility of theft is also much less likely. However a static caravan comes with different problems that require cover in insurance.

If you rent out your caravan for example and the worst should happen and your caravan was out of action for several weeks during the high season you could lose a great deal of money in rental income. However if your static caravans insurance cover a loss of rental income then you would be able to make a claim on your policy and the insurance company would pay out towards your loss.

You would also have to have liability insurance in your static caravans insurance if you rent out your caravan. This is due to the fact that if someone you rented out to should be injured while staying in your caravan and it was your fault they would be able to claim on your insurance. For example if someone should fall on steps that were found to be of disrepair and needed hospital treatment they would be able to claim for medical expenses. If you were taken to court by them for damages then the policy would also pay out for that too and of course your court costs. Without this insurance you would have to pay out of your own pocket and it could be a considerable sum of money.

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