Tag Archives: European caravan insurance

European Touring Caravan Insurance

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If you have bought a touring caravan then you want to take out the right type of policy for your needs. In this case you would have to take out touring insurance and if you plan on travelling outside of the UK and into Europe then you would need to take out European caravan insurance.

There are many benefits to taking out European cover when travelling around Europe. If you were to be involved in an accident whilst on the road in Europe then you could claim on the policy if you were to be involved in an accident. The policy would payout to have the caravan towed and repaired and it would also provide you with an income that could be used towards you being able to stay in alternative accommodation.

If you did not have a policy then the cost of a stay in alternative accommodation whilst your caravan was being repaired could be enormous. Of course on top of this you would also have to payout yourself to have your caravan towed and for the repairs which could add up to an enormous amount of money.

You would have to check the terms and any benefits that were offered in European caravan insurance as they would differ with providers. For instance some providers could offer you more days than others to put towards you being able to stay in alternative accommodation. They could also offer you more per day that other providers so this would have to be checked too when comparing the policy and what you get for the premiums you are asked to pay.

European Static Caravan Insurance

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For many people, the idea of a holiday home abroad means expense and hassle. To begin with, if you’re not having to trawl around mainland Europe spending money trying to find somewhere ideal, you are having to negotiate what can be massively Byzantine property laws that are in a language that you don’t completely understand.

For these reasons then, a lot of people turn to a static caravan as it reduces some of the hassle. In this way, you can scout for a decent location and just have your static fixed there. There is also the option, should you want to, of moving the static at some point.

 However, one thing that you should always do is comprehensively insure your static caravan, as you should with anything you own which is worth a lot of money. Like a lot of things though, it is hard to find a good deal, so what should you be looking out for when you are shopping for static caravan insurance and how can you get those premiums down.

The first thing to recognise is that cheap insurance is not necessarily the best or the right insurance. You should always look to cover everything properly and to make sure that any extras, such as trailer tents or other miscellaneous things pertaining to your caravan, are covered under the same policy. Furthermore, be sure to check the small print of any policy, as sometimes there might be things that are not covered. In any case, if you have a lot of electrical equipment, jewellery or anything else of serious value in the caravan then you might want to consider stand alone contents insurance too.

The main thing of this article is to discuss European insurance and this is a case of making sure your policy will cover you for European travel. A lot of companies give this as part of a normal policy for a set amount of time, but it is up to you to ensure it will cover you adequately over a long period of time.

There are some things you can do to bring your premium down too. The thing with insurance is to think like an actuary – it is all about the managing of risk and if you can reduce the risk of anything happening to your property you can see reductions in price. For instance, be sure to fit safety measures to your caravan, such as deadlocks, alarms and security lights, as these will all make your caravan safer. Common sense plays a part as well, as if you are going to be away from your static for a long time, take as much as the expensive items with you, or at least do your best to hide them out of sight.

All in all, getting a good insurance premium is all about managing risk, making sure you check the small print and doing a little research. If you can use these three points well then there is no reason why you should not get a comprehensive and value for money european static caravan insurance policy.