Introduction
• Your use of this website is subject to these terms and conditions of use (“Terms of Use”) and by using the website you agree to be bound by them. If you do not accept these Terms of Use, please do not use the website. You are required to read this important information carefully before you proceed any further with access to this website. The owners of www.CaravanQuoter.co.uk reserve the right to change or update these terms without notice.
Ownership
• This website www.CaravanQuoter.co.uk is owned and operated by Towergate Underwriting Group Ltd, a company registered in England, registration number 04043759. Towergate Underwriting Group Ltd is authorised and regulated by the Financial Services Authority (FSA), our FSA registration number is 313250.
Fair Competition
• A number of Towergate Products are or may be featured on www.CaravanQuoter.co.uk, however, no preference or bias is given to the promotion of our products within the price comparison service.
Copyright
• www.CaravanQuoter.co.uk includes a combination of content created by us as well as our selected affiliate companies. All materials published on this website, including but not limited to, written content, photographs, graphics, images, illustrations, marks, logos, sound or video clips and flash animation are protected by our copyrights and or trademarks and those of our affiliate companies. While a visitor may print or download information from this website for personal use only, www.CaravanQuoter.co.uk and Towergate Underwriting Group Ltd reserves all of its rights and strictly forbids any unauthorised use or distribution of the content of this website, in whole or in part, for any commercial purpose whatsoever. Visitors to this website must not associate www.CaravanQuoter.co.uk directly or indirectly with any other website, product or service. Exceptions to the above are only available in writing from the site owners.
Terms and Conditions for the use of www.CaravanQuoter.co.uk and our Disclaimer
• General – The text and articles published on www.CaravanQuoter.co.uk represent the personal and subjective views of the Webmaster and other contributors and is for information purposes only. It should not be construed in any way as “financial advice” with respect to the Financial Services and Markets Act 2000. You are strongly advised to take appropriate professional financial advice before purchasing any insurance product or entering into any binding contracts with third party companies hyperlinked to or otherwise advertised on this website. You should also read the Policy Document(s) relating to any insurance product you are considering purchasing, to ensure that product meets your needs. www.CaravanQuoter.co.uk does not advise on contracts of insurance, we only provide general information on those subjects as well as links to third party companies and their websites by way of advertising and for your convenience. Any reliance you place on any material published on this website is entirely at your sole risk.
• Status – www.CaravanQuoter.co.uk is an online insurance resource directory for advertising and an insurance price comparison service. We provide free consumer access, at the point of introduction, to companies which both choose to advertise with us and or participate in our price comparison service. Neither www.CaravanQuoter.co.uk nor its management or employees accept any responsibility or any liability whatsoever, for the terms applying to an insurance product purchased from a third party via a link on this website, or for any complaints relating to those services or products. Towergate Underwriting Group Ltd is authorised and regulated by the Financial Services Authority (FSA), our registration number is 313250.
• Third Party Links – www.CaravanQuoter.co.uk contains hypertext and image links to websites operated by third party companies and as such these websites are not owned, operated, controlled or maintained by www.CaravanQuoter.co.uk or its owner. While we make every effort to ensure the websites we link to are reputable, www.CaravanQuoter.co.uk is not responsible for the availability, content, policies, or practices of linked websites. Links to other websites are provided for your convenience only and you access them entirely at your own risk. You should familiarise yourself with the terms and conditions of any third party websites you choose to visit. The inclusion of any third party content on www.CaravanQuoter.co.uk or a link to a third party site is not an endorsement of that third party website, its products or services. www.CaravanQuoter.co.uk does not recommend, sell, resell or license any of the products or services accessed via third party links and we disclaim any and all responsibility for any liability related to those products or services. Your correspondence or related activities with third parties, including payment transactions, are solely between you and that third party. You agree that www.CaravanQuoter.co.uk or Towergate Underwriting Group Ltd will not be responsible or liable for any loss or damage of any kind incurred as the result of any of your transactions with third parties. Any questions, complaints or claims related to any product or service should be directed to the appropriate third party company.
• Accessibility – www.CaravanQuoter.co.uk is intended for use solely by residents of the United Kingdom (this excludes the Channel Islands and the Isle of Man). Whilst every care and all reasonable steps are taken to ensure this website is always accessible we will not be held liable if, for any reason, the website is unavailable for any period. We may also have to temporarily suspend access to the website for maintenance but we will try to keep any disruption to a minimum. In addition we cannot guarantee that this website will be free of viruses or defects of any description and we will not be held liable for any technical problems you may suffer as a result of your use of this website.
• Accuracy and Validity of Information – Whilst www.CaravanQuoter.co.uk takes all reasonable steps to ensure that the information generated by ourselves and contained within this website is accurate and up-to-date, it is nonetheless supplied on an “as is” basis and accordingly we do not accept any liability whatsoever for any errors, omissions or inaccuracies. Furthermore www.CaravanQuoter.co.uk does not accept any liability for errors, omissions or inaccuracies in the content provided by third party affiliate companies. If you are in any doubt as to the accuracy or validity of information made available on this website we strongly recommend you seek verification by contacting us or the appropriate third party company.
• Warranty Disclaimer – We do not represent nor make any warranty in respect of the accuracy, reliability or supply of any of the services or information presented on this website. The services and information presented on this website is for general information only and is not intended to meet your specific personal requirements. We hereby disclaim any and all warranties, express or implied, to the extent permitted by the applicable laws of England.
• General Disclaimer – To the fullest extent permitted by applicable laws of the United Kingdom, www.CaravanQuoter.co.uk hereby excludes liability for any claims, loss, or damages of any kind with respect to the service, information and materials given on this website including, but not limited to, direct, indirect, incidental or consequential loss or damage, whether arising from loss of profits, loss of revenue, loss of data, loss of use or otherwise, whether the possibility of such loss has or has not been notified to www.CaravanQuoter.co.uk. The above shall apply whether such claims, loss or damage arises in tort, contract, negligence, under statute or otherwise.
Privacy Policy and Data Protection
• Please note that www.CaravanQuoter.co.uk collects, stores and processes personal information from or about our visitors. However, we do not pass this information on to third parties outside of the Towergate Group of companies other than for the purpose of gaining a quotation and for contact purposes (to discuss your quotation), on your behalf, from the panel members participating in our price comparison service. Third Party Companies and their websites advertised by means of hyperlink, text or image on www.CaravanQuoter.co.uk may collect and/or store information about you in order to process your insurance quotation request and or for marketing purposes. If you do not wish to receive marketing communications from these partner companies, please refer to the appropriate privacy policy of the relevant organisations for their ‘opt out’ process. This information is subject to the terms of the Data Protection Act 1998 in accordance with that Company’s Data Protection Policy and as such is not under the control of www.CaravanQuoter.co.uk. Towergate Insurance Ltd, and its subsidiary companies, reserves the right to contact you about other products provided by the Towergate Group.
• You have the right, under the terms of the Data Protection Act 1998, to request a copy of the data held about you by www.CaravanQuoter.co.uk. A request for the data file held about you can be sent to: admin@caravanquoter.co.uk, we will endeavour to provide this information to you within a reasonable timescale. Personal data information requested by you will not be released without suitable proof of identity being provided to substantiate the legality of your request. In order that we fulfil our legal obligations in this regard, you are required to provide a suitable contact telephone number, in addition to your postal address, when submitting a request for personal information to be released by us. There is a charge of £10 GBP to release personal data, further details of which (including payment method) will be disclosed upon application. The data request charge is required to cover the administration and UK and Northern Ireland mainland postal costs – information requested to be posted outside of the UK and Northern Ireland mainland will be subject to further charges as incurred by www.CaravanQuoter.co.uk. The Data Protection Officer for www.CaravanQuoter.co.uk can only provide personal data to the individual named within the data file requested.
Viruses, Hacking and Other Offences
• You must not misuse this website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to this website, the server on which this website is stored or any server, computer or database connected to this website. You must not attack this website via a denial-of-service attack or a distributed denial-of service attack.
• By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990 and the Police and Justice Act 2006. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use this website will cease immediately.
• We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of this website or to your downloading of any material posted on it, or on any website linked to it.
• Towergate cannot warrant that this website is free of viruses or technical defects of any description and will not be responsible for any technical problems arising from the use of this website.
© Copyright 2012 – Towergate Underwriting Group Ltd. All rights reserved.