Touring Caravan Insurance Policy Cover

Caravan holidays are growing in popularity, with plenty of people hooking up their caravan to the back of the car to take it across the country. However, few people understand what type of touring caravan insurance is required, and as it’s essential that you’ve got the right cover in place before you set off here’s a quick run through of the requirements surrounding it.

You may already know that having caravan insurance is not necessarily a legal requirement, but if you intend to tow your caravan on public roads then it most certainly is. Therefore you’ll need to have some kind of touring caravan insurance policy in place, which could be in the form of its very own policy or it could even be included in your third-party car insurance cover. Make sure to have one of these in place before you get on the road and you can be sure that you’re prepared for all eventualities as well as being within the law.

However, although this is the only legal requirement surrounding touring caravan insurance, it’s still advisable to have extra cover in place. This will not only protect your caravan from damage whilst it’s on the road, but will also protect it from damage on the campsite itself.

The contents of the caravan needs to be covered as well, which is always going to be worth considering given the expensive nature of a lot of people’s possessions, and it also protects you from financial losses if the caravan were to get stolen. Statistics show that 3,000 caravans were stolen last year, and with the average caravan costing up to £20,000 making sure that it’s fully covered is definitely advisable.

So, the minimum requirement of touring caravan insurance is to make sure that it’s legal to be towed on public roads, but any optional extras you could get would be well worth considering. Doing so will mean that you’re protected financially in the event of any loss, damage or theft, so always make sure that you’re fully covered and you can start your caravanning holiday with confidence.

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