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Owning a touring caravan makes an incredibly versatile holiday home, giving you the opportunity to travel and explore the UK, Europe and beyond, whilst having the comforts of home with you. For many, a caravan is a constant source of pride and joy, and often an expensive investment, therefore insuring your touring caravan should be at the top of your to-do list.
Whether you have a luxurious, state-of-the-art caravan and intend to travel for several months on end or are content with more modest example and simply enjoy the odd short break now and then, it is vital to have the correct touring caravan insurance cover for your needs.
Touring Caravan Insurance Considerations
Where will you be going on your travels?
Will you be touring just the UK or will you be venturing further afield into Europe? If so, policies that include European cover will usually limit the number of days you will be covered whilst travelling on the continent, therefore it is important point to check when taking out a touring caravan insurance policy as some insurers could offer you longer cover than others.
What type of cover should you get?
Some insurance providers will offer ‘new for old’ while others might provide you with ‘market value’. If you opt for new for old cover then your caravan and any items that are damaged or stolen will be replaced with brand new versions. Alternatively, insuring at ‘Market Value’ and you can expect to get what it says on the tin – the market value price of your caravan and/or contents at the time of the damage/theft.
Are there ways to reduce my premium?
The good news is that there are many ways in which you can make savings on your touring caravan insurance – increasing your voluntary excess, fitting security devices, having a high no claims bonus and by shopping around. Don’t be tempted to take the first quote you see, be sure to compare all policies in detail. It isn’t easy choosing the correct touring caravan insurance policy, therefore here at CaravanQuoter.co.uk we aim to compare the best prices for you.