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More about Trailer Tent insurance
Owning your own trailer tent is a great way to take a much needed break as and when you need it. You have the freedom to go where you want and when you want. However you may want to ensure that you have suitable trailer tent insurance for your needs before you go taking to the road. Policies can vary greatly depending on who you choose to purchase the policy with, therefore you need to check any trailer tent insurance you are considering before rushing to take out cover. There could be exclusions and limitations on how much the policy would pay out on some features along with certain conditions that could be excluded from the policy so these would have to be checked with your chosen provider.
First things first
You will first have to consider how you are going to be using your trailer tent. If you plan on travelling outside of the UK then you may want to ensure that you have European cover in the policy. European cover can sometimes include roadside assistance if you were to breakdown or be involved in an accident while touring around Europe. It could also pay for you to stay in alternative accommodation if your trailer tent should become unusable. However there will usually be limits on European cover which usually mean you would only be covered for up to a certain amount of days within the year.
One of the features you could check for in trailer tent or folding caravan insurance is whether the policy would payout ‘new for old.’ Sometimes this relates to your personal belongings as well as the actual trailer tent itself. This means you be given brand new replacements if you were to suffer a loss. There will often be a limit on this and this limit will vary from one insurer to the next, so do ask. Certain items which would be classed as being expensive are generally excluded from the protection. This could be items such as jewellery and expensive electrical equipment; again you would have to check for limitations on these before taking out the policy.
Ways to save on your premium
Most trailer tent insurance policies will come with an excess attached. This is the amount that you will have to pay out of your own pocket before the insurance company pay the rest. You can choose to pay more in excess and by doing so you can keep down the cost of the premiums. One point to consider is the fact that will have to find the excess as a lump sum out of your own pocket. How secure your trailer tent is would also have an influence on how much you would have to payout for your insurance, especially the security of the storage location when not in use. If you install an alarm or tracking device you could save some money off your premium, therefore always ask your provider.
Most importantly always shop around, which is why here at caravanquoter.co.uk we aim to provide you with a selection of cheap trailer tent or folding caravan insurance insurance policies to suit you.